Personal Banking

Your money, in safe hands

Whatever you need from a bank account, we offer a complete range of flexible, straight forward personal banking services to meet your needs:

  • Current accounts
  • Savings accounts
  • Fixed Deposit accounts – Invest a minimum of Gh¢50 for a fixed period of three, six or twelve months.
  • Anidaso Susu Programme
  • A safe custody facility
Business Banking

Whether you need to open a current account for a new business, or want to change your existing account, we can help.

Our comprehensive business banking services include:

  • Current accounts,
  • Savings accounts
  • Fixed Deposits Accounts
  • A safe custody facility

For more information, contact us or visit one of our branches to speak with one of Advisors.

Funds And Western Union Money Transfer Services

Friends, family, business partners -whoever you need to send money to - our transfer service allows you to transfer your money to another national or international bank, quickly, easily, and safely.

We offer:

APEX Link Fund Transfer

Quickly transfer funds between any Rural Bank in the country.


Western Union Money Transfer

Securely receive money from abroad.


E-Zwich facility

A secure way of paying for goods and services


To find out more about our money transfer services, please contact us or visit one of our branches today.

Loans Policy And Services

At NVRB, we aim to process loan applications as quickly and efficiently as possible, ensuring our customers have the financial support they need, as and when they need it.

Whether you are embarking on a new business venture, expanding your farm, increasing your trading activity or require loans for personal or family reasons (school or university fees, an unexpected emergency) our comprehensive loan service is designed to cover all of life’s eventualities.

Personal Loans

Customers in full time employment are offered short and medium term loans based on their financial circumstances. A temporary overdraft facility (available for one month) is available for all qualifying customers.

Business Loans

Contractors are offered individually tailored loans and overdrafts to finance business ventures and projects.

Student Loans

Need help financing your studies? Inquire about Student’s Special Loan Scheme.

Agricultural Loans

A finance programme developed specifically to meet the needs of rural, small-scale and commercial farmers.

Anidaso Susu Programme

Ideal for traders and artisans who require a short-term loan. The collection of funds is arranged at predefined intervals daily, weekly, fortnightly or monthly.
Current interest rates are between 22% and 29% per year.


To find out more about our loan and overdraft facilities contact us, or visit any of our branches for free, no obligation advice.


NVRB has a share capital of over Gh¢300,000 invested by over 1000 shareholders from the general public across the region.

How to become a Shareholder with NVRB

Our shareholders rates are designed to be accessible to everyone, starting at as little as Gh¢15 for 5 shares.

From an investment of as little as Gh¢15, you can become a shareholder of NVRB and own part of a growing and thriving Bank.

As a shareholder, you will receive ongoing profit on your investment as NVRB grows and increases its shareholder value.

In the last five years, NVRB has consistently delivered returns for its shareholders in excess of Treasury bill rates.